Who's homeowners insurance is responsible to pay if my neighbors ...

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The tree collapsed into my yard causing my grill and table umbrella to break, also broke the fence. He had the tree removed and repaired the fence but who pays for my broken stuff. The neighbor is saying that my homeowners insurance pays but shouldnt?s it be his???

Chosen Answer:

Call your insurance ASAP.

If the neighbor?s tree fell due to their own negligence (the tree was dead and rotted out but they failed to remove it, etc) then it is their responsibility. If the tree fell because of a storm or other act of God than your insurance should pay.

Either way, this is for the insurance companies to work out. So call your agent, explain the situation, and let them work it out.
by: Boston
on: 26th July 08

Source: http://unoccupied-propertyinsurance.com/whos-homeowners-insurance-is-responsible-to-pay-if-my-neighbors-tree-fell-in-my-yard/

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