Our client is looking for an experienced Credit Analyst to provide balanced, informed and reasoned commercial credit decisions based on relevant company and financial information. The successful candidate will be working as part of the Credit Department to ensure customer service levels are maintained.
Key Responsibilities:
- Analyse and interpret commercial credit requests.
- Present reasoned recommendations to members of the credit team and the credit committee.
- Provide reasoned, informed and balanced credit decisions within the limitations of delegated personal underwriting authority.
- Provide support as required in all areas of the credit department remit as well as to managers and other areas of the business as required.
- To ensure compliance with Credit Policies.
Key Skills:
- University degree in Maths, Finance, Business Administration or equivalent is desirable.
- Typically a minimum of 3 years of credit & risk experience, preferably in the financial services industry.
- Experience in underwriting commercial asset-backed finance requests desirable.
- Good knowledge and understanding of financial services products and services.
- Good knowledge of and experience in credit analysis.
- Strong analytical skills in relation to financial and company information.
- Strong decision-making skills.
- Ability to negotiate with internal and external customers.
- Ability to work under pressure whilst producing accurate output.
- High level of PC skills (Microsoft Excel, PowerPoint).
- Advanced level of English (oral/written).
Contact: Please send CVs to Julie Ramsay julie@thcrecruitment.co.uk 01279 713900
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